Insurance Basics

   You may be ONE doctor visit away from a HUGE medical bill !

   You may be ONE financial decision away from NOT being able 
   to stop work and enjoy doing what you want to do at some point!

Protect youself ... your family ... and your business from financial ruin. Prevent your nest egg from being crushed !

Do not take chances with your health or your financial assets - make sure you have some sort of medical insurance in place at all times ... and most of your retirement savings are protected from devastating losses.

Only gamble with the money you can afford to lose ... if the markets crash.  Decide how much of your money you want keep out of "Harms Way" !

You can have peace of mind and safely navigate through the land mines in the Health Care & Financial Market Crisis in our country.  Working together in our "One Stop Shop" you can create plans to protect yourself from major losses and increase your retirement savings at an above average rate.  You might call this "sleep insurance" !

YES ... I would like to become your financial coach and teach you how to cover all of life's bases with your financial plan ... so you can do what you do best !

I have helped create solutions for business and individual problems for over 35 years.  I sincerely believe I can help you and your loved ones, also.

         For your immediate peace of mind ... my Florida
                    Insurance License is  E023381        

                         Hank Progar Personal References    

 What We Do

We specialize in helping you obtain an option on money for future needs usings pennies on a dollar ... in case you get sick, hurt, die or live too long:

If you developed cancer or some other serious illness ... can you go to the doctor or hospital of your choice?

If you or your loved ones are faced with a $2M transplant operation ... are you sure you and/or your insurance company has the money ... or would you have to declare bankrupcy ... or worse yet not get the treatment you need ?

If any of the breadwinners in your family were to die ... how would the rest of the family survive financially?

If one of your "Key" employees died ... would your business survive?

If any of the breadwinners in your family were to become disabled and not be able to work ... where would the income come from for the family to live?

The service we provide is to work with you to customize a solution to your problem ... providing a balance between your wants, needs and your budget.  

We shop for you ...  so you don't have to. You will save both TIME and MONEY by getting plans customized to your individual needs and budget.

          Confused About  Medicare?

  View Typical Medicare Options 

 Download Medicare & You - 2008 
Excellent education ... Learn about:
  a.  Medicare Covered Expenses
      (Part A&B)
  b.  Prescription Drug Plan
      (PDP) (Part D) 
  c.  Medicare Supplements/
       "Medigap Policy"
  d.  Medicare Advantage Plans
      (Part C)

Download Choosing a Medigap Policy

 Go to www.Medicare.gov  
   To find out which plans
    are available in your
    County ... select
  "Medicare Health Plans"

Contact us for questions and enrollment assistance.

  Other questions to ask yourself at
    this time !

Are you happy with the retirement plan you have in place?

Are you concerned about outliving your money?

Are your investments keeping up with inflation?

Are taxes eating up your investment earnings?

Are you at risk in losing money with your investments?  Would you like to have a floor of protection eliminating downside risk while still sharing in the growth of the markets?

Do you have any money in your portfolio you are NOT happy with?

Unlock your financial future.  Get immediate access to easy-to-read research reports with information critical to your
financial planning  

                @ ManageYourFinancialPlan.com

Be sure to listen to a short Welcome message from Hank while you are there.

Learn more about safe money investing for tax deferred income growth with asset protection.

         Download Tax
     Deferred Savings
   vs Bank CD's Study

    Borrow Uncle Sam's 
 Money ...Free Of Charge

  See The Value of Tax Deferral

Plans Available In Florida ?

Many companies ... many plans ... in these broad categories:

• Major Medical Plans
• Short Term Medical
• Hospital Surgical Indemnity Plans
• HSA-Qualified High Deductible Health Plans
• Accident Plans
• Critical Illness
• Dental, Vision Plans
• Disability Income
• Life Insurance
• Annuities
• Medicare Plans
• Long Term & Home Health Care Insurance
• Association Benefits 
• Preventive Healthcare
• Safe Money Growth Income
• Tax deferred Asset Accumulation
• Income for Life  

Are You Frustrated and Confused by the rapidly changing Health and Financial Services Market ? 

Are you skeptical about what sales people are telling you?

Are you concerned you are not aware of the pitfalls as well as positive innovations impacting your finnancial future?

   Knowledge is Power !  

Why Not Overcome Your Fears and Anxiety with education? Be prepared like when you buy a car ot purchase a vacation.

Learn in the comfort of your home or office and not have to talk to sales people or take time out of your busy schedule before You are ready to make a change ?

No pressure ... No sales
... No hassles ... No waste of each other's time! I can't think of a better way to work ... Can You?! 

Receive Helpful ideas to make your life better ...

Subscribe to a FREE Health and Wealth Newsletter on our "Contact Us" page.

As an additional gift for just getting to know us, we'll also send you an educational eBook ... at NO cost or obligation to you.  Just request one of the following books:

1.  Health Insurance Plain and Simple (81 pp easy-to-read health insurance 101 education)

2. Science of Getting Rich
(64 pp modernized version of a practical 1910 classic) 

3. Acres of Diamonds (27 pp classic speech referenced by Napoleon Hill in "Think and Grow Rich" on where you can find success in life)

Review The New Health Insurance Solution: How to Get Cheaper, Better Coverage Without a Traditional Employer Plan
by  Paul Zane Pilzer

Download:  Million Dollar Habits 
by Brian Tracy -
(Achieve you personal and business goals faster than you ever imagined)